A
Commercial Property & Liability package policy is more comprehensive
and less expensive than general liability and property coverages purchased
individually. Business Interruption coverage can be included with most
packages.
The
property coverage within your policy provides protection for your insured
building(s) and most property within. Also covered, are business personal
property, goods in transit, goods held for sale, and improvements on
buildings that you do not own.
Liability
coverage ensures that you do not need to do business in a litigious
society alone. Liability coverage provides defense for premises, products,
off-premises, and operations liability.
Policies
can be based on sales, payroll or square footage, ensuring that premiums
will be appropriate for the size of your operation.